This card uses a great little set called three Little Words- it is only $18.95 and you get 8 stamps!  It is item #113254. I used Cottage Wall designer series paper, rich razzleberry and old olive card stock and markers, scallop edge punch, rich razzleberry polkadot grosgrain ribbon as well as a new background stamp called French Filigree. The sentiment in the inside has great sayings for difficult times so it is appropriately called Hard to Say.

Markers are great for inking up a stamp in more than one colour.